Charge cards get the charge card that fits your daily life

Charge cards get the charge card that fits your daily life

Get the charge card that fits your lifetime

Submit an application for your bank card online in minutes

Each of our bank cards provide you with Visa’s ® Zero Liability Policy Disclosure 1 1 The Visa ® Zero obligation Policy (starts in a brand new tab) covers US given cards and doesn’t connect with particular commercial card transactions or any transactions maybe perhaps not prepared by Visa. You need to alert BB&T immediately of any use that is unauthorized. For particular limitations, limits along with other details, please speak to your cardholder contract., online and banking that is mobile alerts, chip card technology and much more.

Minimal APR charge card

Save cash by having to pay less interest because of the low apr BB&T vibrant bank card

  • 0% basic APR for 15 months on purchases and balance transfers Disclosure 2 2 BB&T vibrant APR for acquisitions and transfers of balance is 0% for 15 months. From then on, the APR is set month-to-month with the addition of 7.99-16.99 to Prime Rate. BB&T vibrant 12.74% to 21.74percent APR (apr), BB&T Spectrum Cash Rewards 14.74% to 23.74% APR, and BB&T Spectrum Travel Rewards 14.74 to 23.74per cent APR are variable prices linked with The Wall Street Journal (WSJ) Prime + 7.99% to 16.99% (BB&T Bright), plus the WSJ Prime + 9.99% to 18.99per cent (BB&T range) according to credit score. The Prime Rate utilized to find out your APR is really a variable rate and it is the greatest prime price posted in WSJ at the time of the very first time for the thirty days. WSJ Prime presently is 4.75% at the time of October 31, 2019.
  • Variable APRs which range from 12.74per cent to 21.74per cent afterwards Disclosure 2 2 BB&T vibrant APR for purchases and transfers of balance is 0% for 15 months. From then on, the APR is decided month-to-month by adding 7.99-16.99 to Prime speed. BB&T vibrant 12.74% to 21.74per cent APR (apr), BB&T Spectrum money Rewards 14.74% to 23.74% APR, and BB&T Spectrum Travel Rewards 14.74% to 23.74per cent APR are adjustable prices associated with The Wall Street Journal (WSJ) Prime + 7.99% to 16.99per cent (BB&T Bright), plus the WSJ Prime + 9.99% to 18.99per cent (BB&T Spectrum) according to credit rating. The Prime Rate utilized to ascertain your APR is just a adjustable price and it is the greatest prime price posted in WSJ at the time of the very first time associated with thirty days. WSJ Prime presently is 4.75% at the time of October 31, 2019.
  • No fee that is annual 3 3 Other costs may use. Phone 800-476-4228 or see our charge card disclosures for costs that will use.

Money benefits bank card

Earn benefits for those things you purchase every with a BB&T Spectrum Cash Rewards credit card day

  • Get 3% money back on gas, 2% cash return on resources and food, and 1% money back on all the other qualified purchases Disclosure 4 4 there was a cap that is monthlyfirst day’s per month through the very last day’s four weeks) of $1,000 on invest in the bonus price combination of 3% at filling stations and 2% at grocery store/supermarkets and resources. After the $1,000 month-to-month invest restriction is reached, you are going to make benefits of just onepercent for all acquisitions., Disclosure 5 5 you might make rewards on qualified acquisitions created using your charge card. Qualified acquisitions consist of any signature-based purchase, online purchase, phone or mail-order purchase or automatic bill payment, excluding money advances, traveler’s checks, access checks,, cash instructions, money equivalents, charges, interest costs, credit insurance, fraudulent deals, credits and returns (each a qualifying purchase).
  • Get 10% bonus money whenever you redeem benefits BB&T checking or savings account
  • Enjoy versatile rewards you may use for cash return, declaration credit, present cards and much more

Travel rewards card that is credit

Earn 2x kilometers on your own travel acquisitions and much more by having a BB&T Spectrum Travel Rewards bank card

  • Earn 2x kilometers on air/hotel/car rentals and 1x miles on all the other qualified purchases Disclosure 5 5 you may possibly make benefits on qualified acquisitions made out of your bank card. Qualified acquisitions consist of any signature-based purchase, online purchase, phone or mail-order purchase or automated bill repayment, excluding money advances, traveler’s checks, access checks, transfers of balance, cash requests, money equivalents, costs, interest costs, credit insurance coverage, fraudulent transactions, credits and returns (each a qualifying purchase).
  • Earn 20 https://mycashcentral.com,000 bonus kilometers whenever you invest $2,000 ninety days ($200 value)
  • Get an $85 credit for TSA Pre? ® or Global Entry Disclosure 6 6 Member is entitled to a declaration credit as much as $50 each calendar 12 months on qualifying airline inc ($85) or entry that is global$100) system. To qualify, user must make use of the BB&T Spectrum Travel Rewards charge card to cover the applying charge. For complete information on the TSA Pre? system, head to tsa.gov (opens in an innovative new tab). For complete details on the worldwide Entry system, get to globalentry.gov (starts in a brand new tab). The TSA Pre? trademark aided by the authorization associated with US Department of Homeland safety.
  • Make use of your yearly $50 flight incDisclosure 6 6 Member is entitled to a statement credit of up to $50 each calendar year on qualifying flight inc ($85) or entry that is global$100) system. To qualify, a known user must utilize the BB&T Spectrum Travel Rewards bank card the applying cost. For complete information on the TSA Pre? system, head to tsa.gov (opens in a unique tab). For complete details on the international Entry system, get to globalentry.gov (starts in an innovative new tab). The TSA Pre? trademark because of the authorization regarding the United States Department of Homeland safety.
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